What is your guilty pleasure?
By now, you should have heard the buzz about one of largest everyday drains in many people's bank accounts. I'm talking about our snacks on the go. This loss of change has been appropriately coined "The Latte Factor" - it's the money we don't think too much about. So many working people have the mentality that we are too busy to think ahead, so we grab a coffee, soda, and/or a quick snack - we plunk down our change with little thought about the cost over the long haul. Have you every TRULY sat down and calculated how much your on the go mentality costs you? I will allow the numbers to speak for themselves. Tall iced latte with a bagel = $6.00 @ 3X a week = $18.00 @ 4 weeks a month = $72 a month @ 12 months a year = $874.00. Yes, that is what I said....eight hundred and seventy four dollars A YEAR for an occasional coffee and bagel. Oh, you don't do that? How about the expenses of a Big Gulp Pepsi 3X a week? Yearly cost equates to...$143. Are you getting the idea? Think about how much you could save if you made your coffee at home, or iced down your own soda and took it with you....doesn't that sound like an easy saving solution? Not enough to get you to change? Imagine this: If you made your coffee at home 2 times a week for five years you could easily save $240. That bagel and coffee three times a week over five years = $4370. You could spend 14 days in Europe and live it up on the Rhine River! So, can you find a way to trim your budget a little more?
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